What Store Can I Get Cash Back on Capital One Credit Card

October 19, 2021 | 6 min read

Credit Cards for Online Shopping

Explore a few Capital One rewards cards that can help you earn big with online shopping

October 19, 2021 | 6 min read

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Whether you've got a hectic schedule or just appreciate the convenience, online shopping can be a great way to make the most of your time—and money. Especially when you can rack up credit card rewards while you do it.

And Capital One‎ has credit cards that are particularly good for online shopping—whether you're ordering on the go or browsing from the comfort of your home. Learn more about cards like Venture‎, Savor‎ and Quicksilver‎.

What Are the Advantages and Disadvantages of Using Credit Cards for Online Shopping?

There are pros and cons to shopping online with a credit card—just as there are trade-offs when you do your shopping in person.

You may not be able to test or sample items before you buy online. And the gratification of immediately ripping open a new package may be lost. But one thing you don't have to sacrifice is security.

Capital One helps you protect yourself online with security features like fraud alerts, Card Lock, instant purchase notifications, virtual card numbers and more.

Depending on the card you use online, you could also set yourself up for additional perks on things like travel, groceries, dining and more.

And there are also flexible rewards redemption options. You can use Capital One miles or cash back to shop millions of items at Amazon.com. Or you can redeem for gift cards to make online purchases at all kinds of restaurants, retailers and more.

Using the Venture Rewards Card to Shop Online

The Venture card is one option for online shopping, especially when it comes to travel. Venture lets you earn unlimited double miles on every purchase and 5 miles per dollar on hotels and rental cars booked through Capital One Travel. So whether you're booking boarding passes online or making a quick trip to the store, you're earning rewards miles with every purchase.

And once you've got rewards miles saved up, there are many ways to redeem. You can book a trip with your miles through Capital One Travel—or use your miles to get reimbursed for past travel purchases made elsewhere.

When you're ready for your next adventure, go online to Capital One Travel to get great prices on thousands of flights, hotels and rental cars.

You can also sign in to your Capital One account to transfer your miles to more than 15 travel loyalty programs. It's an easy way to boost your loyalty rewards mileage, upgrade your seats, access additional promotions and more.

Whether you're booking tickets or redeeming miles, with Venture you have the freedom to travel your way. And if you want travel rewards without the annual fee? With VentureOne, you can earn unlimited 1.25 miles per dollar, with a $0 annual fee.

Using the Savor Rewards Card to Shop Online

When you shop online with the Savor card, you have the potential to earn big. That's because Savor rewards you for things you already love—like concert tickets or online takeout orders from your favorite local eatery.

With Savor, you earn unlimited 4% cash back on dining, entertainment and popular streaming services, 3% at grocery stores and 1% on everything else.¹ To learn more, check out information on rates and fees.

There's also SavorOne, which offers unlimited 3% cash back on dining, entertainment, and popular streaming services and at grocery stores, plus 1% on everything else—with no annual fee.² Check out information on rates and fees to learn more.

And you'll automatically earn 8% cash back when you use Savor or SavorOne to purchase tickets online at Vivid Seats.³

Using the Quicksilver Rewards Card to Shop Online

When you shop with Quicksilver, you earn unlimited 1.5% cash back on every purchase, every day. Aside from daily spending, this can be a great card to use for things like paying bills online. You could also link your card to subscription services you have set to autopay each month. So when you're streaming music from your favorite band or bingeing the new season of your favorite show, you can sit back, relax and know you're earning sweet rewards.

Whether you're shopping online or in person, Quicksilver lets you earn cash back with ease. And it offers a variety of redemption options, including the ability to redeem for statement credits that lower your account balance.⁴

If you have average credit, QuicksilverOne could be another great option. It also lets you earn 1.5% cash back on all your purchases. Whichever card is right for you, there are tons of ways to take advantage of your cash back rewards.

Start Earning Cash Back Today and Shop With Confidence

It's not just easier—shopping online can have some real perks when you use a Capital One credit card. Even if your credit is less than perfect, there's a rewards credit card that might suit your online shopping needs. Explore and compare all of Capital One's cards to find an option that's right for you.

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¹You will earn 4% cash back on dining, qualified entertainment purchases and streaming, 3% cash back on purchases made at grocery stores and 1% cash back on all other purchases. Entertainment purchases made through a third party site or by a vendor that does not categorize themselves under one of the qualifying entertainment merchandise category codes will earn 1% cash back. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount stores or super stores) will earn 1% cash back. Earnings will apply to net purchases (purchases minus any credits or returns) only. Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards. Capital One uses merchant category codes to determine if a purchase is within one of the additional cash back categories. This means that sometimes a purchase may not earn additional cash back. For example, some food trucks or food carts may use a "merchandise" code and restaurants in department stores or hotels may use a "merchandise" or "hotel" code instead of a "dining" code. Additionally some amusement parks may code their online tickets as "merchandise" instead of "entertainment." Capital One is not responsible for merchant category codes used by merchants.

²You will earn 3% cash back on dining, qualified entertainment purchases, popular streaming services, purchases made at grocery stores and 1% cash back on all other purchases. Entertainment purchases made through a third party site or by a vendor that does not categorize themselves under one of the qualifying entertainment merchandise category codes will earn 1% cash back. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount stores or super stores) will earn 1% cash back. Earnings will apply to net purchases (purchases minus any credits or returns) only. Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards. Capital One uses merchant category codes to determine if a purchase is within one of the additional cash back categories.This means that sometimes a purchase may not earn additional cash back. For example, some food trucks or food carts may use a "merchandise" code and restaurants in department stores or hotels may use a "merchandise" or "hotel" code instead of a "dining" code. Additionally some amusement parks may code their online tickets as "merchandise" instead of "entertainment". Capital One is not responsible for merchant category codes used by merchants.

³To earn 8% cash back on Vivid Seats ticket purchases, you must pay for an eligible purchase with a Capital One Savor or SavorOne card. Eligible purchases include applicable taxes and fees but exclude third-party items added to your ticket purchase, such as insurance. Your account must be open and in good standing to earn cash back and cash back earned will post to your account within 1-2 billing cycles. Cash back earned through this offer will be reclaimed if you cancel or return an eligible purchase. This offer is valid for consumer, non-commercial use only. Cash back rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments. Offer valid from 12:00 a.m. ET, April 21, 2020, through 11:59 p.m. ET, January 31, 2023. Purchases made before the offer period (except eligible purchases made under a previous Savor card and Vivid Seats offer) and purchases that post to your account after the offer period are not eligible purchases and will not earn 8% cash back.

⁴Account credits lower your account balance but cannot be used to meet any minimum monthly payment obligation.

Capital One does not provide, endorse, or guarantee any third-party product, service, information or recommendation listed above. The third parties listed are solely responsible for their products and services, and all trademarks listed are the property of their respective owners.

We hope you found this helpful. Our content is not intended to provide legal, investment or financial advice or to indicate that a particular Capital One product or service is available or right for you. For specific advice about your unique circumstances, consider talking with a qualified professional.

October 19, 2021 | 6 min read

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What Store Can I Get Cash Back on Capital One Credit Card

Source: https://www.capitalone.com/learn-grow/money-management/credit-cards-for-online-shopping/

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